Upgrade Your Home. Pay On Your Terms.
Flexible financing options for windows, roofing, HVAC, insulation, and more — designed to fit your budget.
Choose the Plan That Fits You
Multiple financing paths so every budget can move forward.
$0 Down
Start your home upgrade without paying anything upfront.
Deferred Payments
Begin payments later — start enjoying your upgrade now.
Low Monthly
Spread project cost over manageable monthly payments.
Cash Discount
Pay in full and unlock savings on your project.
Built for Homeowners, Not Lenders.
- Soft credit pull won't impact your score
- Quick approval (often within minutes)
- Trusted financing partners
- No hidden fees, transparent terms
How Financing Works
From application to first payment — straightforward and quick.
Apply
Quick online application takes ~2 minutes.
Get Approved
Soft credit pull, no impact to your score.
Project Completed
Our team handles installation start to finish.
Easy Payments
Manageable monthly payments on your terms.
Certified. Accredited. Proven.
BBB A+ Rated
Top accreditation from the Better Business Bureau.
Owens Corning Preferred Contractor
Top tier shingle warranty + workmanship.
Anlin Certified Dealer
Premium California-made energy-efficient windows.
CA Licensed #1086515
Bonded, insured, and state licensed.
Energy Star Partner
Products that meet federal energy efficiency standards.
NFRC Certified
Independent ratings on every window we install.
What Our Customers Say
“They replaced our entire roof in two days. The crew was professional, cleaned up everything, and our energy bill dropped immediately. Best contractor experience we've ever had.”
— Maria G., Fresno
Posted on Google
“Our HVAC was struggling with the valley heat. Home Energy installed a new system with $0 down. The difference is incredible — our house actually stays cool now.”
— James T., Clovis
Posted on Google
“We got new Anlin windows throughout the house. The noise reduction alone was worth it. Professional installation and the financing made it painless.”
— Sarah L., Fresno
Posted on Google
“Built us a beautiful patio cover that completely transformed our backyard. From design to completion they were communicative, on time, and the quality is outstanding.”
— Robert & Linda K., Madera
Posted on Google
“Home Energy replaced all our windows and the difference in our energy bill was immediate. From the estimate to install, everything was smooth and professional.”
— David R., Madera
Posted on Google
“Hired HEC for a full reroof after a storm did a number on our old shingles. They handled the insurance claim, did the work in two days, and the cleanup was spotless. Highly recommend.”
— Angela M., Visalia
Posted on Google
“Our attic insulation was basically nonexistent. After HEC topped it off, our upstairs rooms finally stay cool in summer. PG&E bill dropped about 25% the first month.”
— Tom B., Sanger
Posted on Google
“Got the exterior painted with their Lifetime Plus coating. Two years in and it still looks like the day it was finished. Prep work was meticulous — that's where most painters cut corners.”
— Jennifer K., Hanford
Posted on Google
“Replaced our 25-year-old AC and added a new ductwork run for the back bedrooms. House finally cools evenly. Their tech walked me through every option without any pressure.”
— Marcus W., Tulare
Posted on Google
“Anlin sliding glass door + 8 windows. Crew was on time every day, cleaned up nightly, and finished a day ahead of schedule. The transferable warranty is the cherry on top.”
— Priya S., Sacramento
Posted on Google
“We had three quotes for a patio cover. HEC wasn't the cheapest but they were the only ones who walked us through every detail and showed real 3D renderings. Worth every penny.”
— Chris D., Reedley
Posted on Google
“From the first phone call to final walk-through, this team was honest and easy to work with. Did a full roof + gutter replacement and the house looks brand new. Couldn't be happier.”
— Rebecca H., Selma
Posted on Google
“They replaced our entire roof in two days. The crew was professional, cleaned up everything, and our energy bill dropped immediately. Best contractor experience we've ever had.”
— Maria G., Fresno
Posted on Google
“Our HVAC was struggling with the valley heat. Home Energy installed a new system with $0 down. The difference is incredible — our house actually stays cool now.”
— James T., Clovis
Posted on Google
“We got new Anlin windows throughout the house. The noise reduction alone was worth it. Professional installation and the financing made it painless.”
— Sarah L., Fresno
Posted on Google
“Built us a beautiful patio cover that completely transformed our backyard. From design to completion they were communicative, on time, and the quality is outstanding.”
— Robert & Linda K., Madera
Posted on Google
“Home Energy replaced all our windows and the difference in our energy bill was immediate. From the estimate to install, everything was smooth and professional.”
— David R., Madera
Posted on Google
“Hired HEC for a full reroof after a storm did a number on our old shingles. They handled the insurance claim, did the work in two days, and the cleanup was spotless. Highly recommend.”
— Angela M., Visalia
Posted on Google
“Our attic insulation was basically nonexistent. After HEC topped it off, our upstairs rooms finally stay cool in summer. PG&E bill dropped about 25% the first month.”
— Tom B., Sanger
Posted on Google
“Got the exterior painted with their Lifetime Plus coating. Two years in and it still looks like the day it was finished. Prep work was meticulous — that's where most painters cut corners.”
— Jennifer K., Hanford
Posted on Google
“Replaced our 25-year-old AC and added a new ductwork run for the back bedrooms. House finally cools evenly. Their tech walked me through every option without any pressure.”
— Marcus W., Tulare
Posted on Google
“Anlin sliding glass door + 8 windows. Crew was on time every day, cleaned up nightly, and finished a day ahead of schedule. The transferable warranty is the cherry on top.”
— Priya S., Sacramento
Posted on Google
“We had three quotes for a patio cover. HEC wasn't the cheapest but they were the only ones who walked us through every detail and showed real 3D renderings. Worth every penny.”
— Chris D., Reedley
Posted on Google
“From the first phone call to final walk-through, this team was honest and easy to work with. Did a full roof + gutter replacement and the house looks brand new. Couldn't be happier.”
— Rebecca H., Selma
Posted on Google
Verified on Google Business Profile
Financing Questions, Answered
No. Initial pre-qualification uses a soft credit pull, which has zero impact on your credit score.
Most homeowners get a decision within minutes of applying.
Our financing partners work with a wide range of credit profiles. Even if you've been turned down elsewhere, it's worth checking.
Yes — most plans allow early payoff with no penalty.
We work with multiple financing partners to maximize approval odds. Apply to see what's available for your situation.
No prepayment penalties on standard financing plans.
Ready to See What You Qualify For?
Free, no-obligation pre-qualification. Soft credit pull only — no impact on your credit.
Get Pre-Qualified
Fill out the form below and we'll call you within 24 hours.